Oceanview Harbourview MYGA (Multi-Year Guaranteed Annuity) Rates Guaranteed Fixed Interest Rates: Oceanview is an AM Best A- Rated Carrier. Effective January 3rd, 2022 Contract Term/ Guaranteed Period AM BEST A- Excellent A- (Excellent) rating is the fourth highest of fifteen possible rating classes for financial strength. Ratings as of November 18, 2021. Rates* 2-Year 2.00% 3-Year 2.50% 4-Year 2.75% Contract Features: * Issue ages up to age 90 5-Year 2.75% 6-Year 2.90% Free 10% Annual Withdrawal "Slarting on first contract anniversary * Principal Protection with zero market risk 7-Year 2.95% Full tax-deferred growth 10-Year 3.05% *Full account value as the death benefit for Rates are subject to change. Not avalable in al states and variations may apply beneficiaries Please contact me if you have any questions. Financial Representative: Ronald E Stevens Financial Institution: Blue Sky Financial Telephone: 507-828-4325 Email: rstevens@blueskyfinancial.biz Scan here to visit Oceanviewlife.com This material is a general desoription intended for general public, educational use. Ooeanview Life and Annulty Company is providing nvestment advice for any individual or in any indvidual situation, and herefore nothing in thie should be read an investment advice Peose reach out to your financial prolessionalif you have any questione. May not be valable in al states. Policy form numbers and ovsons may vary. Rates are quaranteed depending on the guarantee period selected at policy issue. Within 30 days prior to the end of the intial Interest Guarantee Period, we will send our contact holder a notilication infoming them the date the Guarinte Period is ending and provide the rerewal rate and Sunender Charges in effect for the subsequent Guararte Period Excess withdrawals are ubject to a Surrender Charge and market value sdustments. The RS may impose a peraly for aithdawals pror to age 59 1/2. Al anruity features, risks, Imtations, and costs should be considered prior to Durchasing an annuty within a tav qualfied retrement plan. Annuties issued by Oceanvew Life and Annuty Company 410N 44th S. Sute 210, Phoenix, AZ 85008. www.oceanviewile.com. Oceanview Ule and Acnuty Company nor any of ts representatives may provide tax or legal adice In Calfornia, doing business as Ooeanview Life and Annuty Insurance Company. HARBOURVIEW ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FOIC OR NCUANCUSIF MAY LOSE VALUE NO BANK/CREDIT UNION GUARANTEE NOT A DEPOSIT. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. MAY ONLY BE OFFERED BY A LICENSED INSURANCE AGENT. GUARANTEES ARE SLBJECT TO THE CLAIM PAYING ABILITY OF THE SSUING NSURANCE COMPANY Oceanview Harbourview MYGA (Multi-Year Guaranteed Annuity) Rates Guaranteed Fixed Interest Rates: Oceanview is an AM Best A- Rated Carrier. Effective January 3rd, 2022 Contract Term/ Guaranteed Period AM BEST A- Excellent A- (Excellent) rating is the fourth highest of fifteen possible rating classes for financial strength. Ratings as of November 18, 2021. Rates* 2-Year 2.00% 3-Year 2.50% 4-Year 2.75% Contract Features: * Issue ages up to age 90 5-Year 2.75% 6-Year 2.90% Free 10% Annual Withdrawal "Slarting on first contract anniversary * Principal Protection with zero market risk 7-Year 2.95% Full tax-deferred growth 10-Year 3.05% *Full account value as the death benefit for Rates are subject to change. Not avalable in al states and variations may apply beneficiaries Please contact me if you have any questions. Financial Representative: Ronald E Stevens Financial Institution: Blue Sky Financial Telephone: 507-828-4325 Email: rstevens@blueskyfinancial.biz Scan here to visit Oceanviewlife.com This material is a general desoription intended for general public, educational use. Ooeanview Life and Annulty Company is providing nvestment advice for any individual or in any indvidual situation, and herefore nothing in thie should be read an investment advice Peose reach out to your financial prolessionalif you have any questione. May not be valable in al states. Policy form numbers and ovsons may vary. Rates are quaranteed depending on the guarantee period selected at policy issue. Within 30 days prior to the end of the intial Interest Guarantee Period, we will send our contact holder a notilication infoming them the date the Guarinte Period is ending and provide the rerewal rate and Sunender Charges in effect for the subsequent Guararte Period Excess withdrawals are ubject to a Surrender Charge and market value sdustments. The RS may impose a peraly for aithdawals pror to age 59 1/2. Al anruity features, risks, Imtations, and costs should be considered prior to Durchasing an annuty within a tav qualfied retrement plan. Annuties issued by Oceanvew Life and Annuty Company 410N 44th S. Sute 210, Phoenix, AZ 85008. www.oceanviewile.com. Oceanview Ule and Acnuty Company nor any of ts representatives may provide tax or legal adice In Calfornia, doing business as Ooeanview Life and Annuty Insurance Company. HARBOURVIEW ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FOIC OR NCUANCUSIF MAY LOSE VALUE NO BANK/CREDIT UNION GUARANTEE NOT A DEPOSIT. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. MAY ONLY BE OFFERED BY A LICENSED INSURANCE AGENT. GUARANTEES ARE SLBJECT TO THE CLAIM PAYING ABILITY OF THE SSUING NSURANCE COMPANY