Oceanview Harbourview MYGA (Multi-Year Guaranteed Annuity) Rates Guaranteed Fixed Interest Rates: Oceanview is an AM Best A- Rated Carrier. Effective January 3rd, 2022 Contract Term/ Guaranteed Period AM BEST A- Excellent A- (Excellent) rating is the fourth highest of fifteen possible rating classes for financial strength. Ratings as of November 18, 2021. Rates* 2-Year 2.00% 3-Year 2.50% 4-Year 2.75% Contract Features: * Issue ages up to age 90 5-Year 2.75% 6-Year 2.90% Free 10% Annual Withdrawal "Slarting on first contract anniversary 7-Year 2.95% * Principal Protection with zero market risk Full tax-deferred growth 10-Year 3.05% *Full account value as the death benefit for Rates are subject to change. Not avaiabie in al tstes and varitins may opply beneficiaries Please contact me if you have any questions. Financial Representative: Ronald E Stevens Financial Institution: Blue Sky Financial Telephone: 507-828-4325 Email: rstevens@blueskyfinancial.biz Scan here to visit Oceanviewlife.com Tris material is a general description intended for general public, educational use Coeanview Life and Annulty Company is providing investment advice for any individual or in any indviduai situaton and therefoe nothing in thia should be read an investment advice. Please reach out to your financial profossional if you have any questions. May not be avaluble in al states. Policy form numbers and provsons may vary. Rates are guaranted depending on the guarantee perod selected at policy issue. Within 30 days prior to the end of the Initial Interest Guarartee Period, we will send our contract holder a notification informing them the date the Guararte Period is ending and provide the renewai rate and Sumrender Charges in effect for the subequent Guarartee Peniod Excess withdrawals are subject to a Surrender Charge and market value adustments. The IRS may impose a penalty for wthdrawals prior to age 9 1/2. Al annuity features, tisks, imitatons, and costs should be considered prior to purchasing an anuty within a tax qualfied retrement plan. Anruites issued by Oceanvew Life and Annuty Company 41ON. 44h S. Sute 210, Phoenix, AZ 85008. www.ooranviewlde com. Oceanview Lle and Annaty Company nor any of ns representatives may provide tax or legal advice In Califormia, doing business as Oceanview Life and Annuty Insurance Company. HARBOURVIEW ANMUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FOIC OR NCUMNCUSIE MAY LOSE VALUE NO BANK/CREDIT UNION GUARANTEE NOT A DEPOSIT. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. MAY ONLY BE OFFERED BY ALICENSED INSURANCE AGENT GUARANTEES ARE SUBJECT TO THE CLAIM PAYING ABILITY OF THE ISSUING NSURANDE COMPANY. Oceanview Harbourview MYGA (Multi-Year Guaranteed Annuity) Rates Guaranteed Fixed Interest Rates: Oceanview is an AM Best A- Rated Carrier. Effective January 3rd, 2022 Contract Term/ Guaranteed Period AM BEST A- Excellent A- (Excellent) rating is the fourth highest of fifteen possible rating classes for financial strength. Ratings as of November 18, 2021. Rates* 2-Year 2.00% 3-Year 2.50% 4-Year 2.75% Contract Features: * Issue ages up to age 90 5-Year 2.75% 6-Year 2.90% Free 10% Annual Withdrawal "Slarting on first contract anniversary 7-Year 2.95% * Principal Protection with zero market risk Full tax-deferred growth 10-Year 3.05% *Full account value as the death benefit for Rates are subject to change. Not avaiabie in al tstes and varitins may opply beneficiaries Please contact me if you have any questions. Financial Representative: Ronald E Stevens Financial Institution: Blue Sky Financial Telephone: 507-828-4325 Email: rstevens@blueskyfinancial.biz Scan here to visit Oceanviewlife.com Tris material is a general description intended for general public, educational use Coeanview Life and Annulty Company is providing investment advice for any individual or in any indviduai situaton and therefoe nothing in thia should be read an investment advice. Please reach out to your financial profossional if you have any questions. May not be avaluble in al states. Policy form numbers and provsons may vary. Rates are guaranted depending on the guarantee perod selected at policy issue. Within 30 days prior to the end of the Initial Interest Guarartee Period, we will send our contract holder a notification informing them the date the Guararte Period is ending and provide the renewai rate and Sumrender Charges in effect for the subequent Guarartee Peniod Excess withdrawals are subject to a Surrender Charge and market value adustments. The IRS may impose a penalty for wthdrawals prior to age 9 1/2. Al annuity features, tisks, imitatons, and costs should be considered prior to purchasing an anuty within a tax qualfied retrement plan. Anruites issued by Oceanvew Life and Annuty Company 41ON. 44h S. Sute 210, Phoenix, AZ 85008. www.ooranviewlde com. Oceanview Lle and Annaty Company nor any of ns representatives may provide tax or legal advice In Califormia, doing business as Oceanview Life and Annuty Insurance Company. HARBOURVIEW ANMUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FOIC OR NCUMNCUSIE MAY LOSE VALUE NO BANK/CREDIT UNION GUARANTEE NOT A DEPOSIT. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. MAY ONLY BE OFFERED BY ALICENSED INSURANCE AGENT GUARANTEES ARE SUBJECT TO THE CLAIM PAYING ABILITY OF THE ISSUING NSURANDE COMPANY.