Webelievein you. Member FDIC. And the community ONE DAY ONLY! OCTOBER 22 3.10%, &Merchants APY* Luverne & Pipestone locations only. I$o First Farmers NATIONAL BANK * 3.10% Annual Percentage Yield (APY) is effective 10/22/18 only. Interest compounds annually. Penalty may be imposed for early withdrawal. Fees could reduce earnings. $10,000 minimum balance to open and obtain the advertised APY. 31 month certificate will renew as a 24 month CD term. Renewals will receive current rate in effect for appropriate term at the time of renewal. In-person only. Some restrictions may apply. Pipestone | 507-825-3301 | www.ffmbank.com | Luverne | 507-283-4463